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Customer Reviews:

“We wanted to thank you for the outstanding job you did helping us refinance our mortgage.  We had spent several years trying to refinance our Jumbo Mortgage.  Several other lenders had basically told us it just wasn’t going to be possible.  We had basically given up trying to refinance, but after seeing one of your ads we decided to try one more time. 

We appreciated your honesty and integrity in navigating the refinance.  We were particularly impressed with how quickly you responded to emails with answers to our questions.  In the end you saved us almost 2 full points our Jumbo Mortgage rate.  We would be happy work you again and recommend you to our friends.”



Lloyd and Kimberly

Duluth, MN


“Just a note to thank you for the terrific loan you arranged for us.  As you know, we had a bad experience with another loan officer who changed the terms at the last minute regarding interest rate and closing costs – then we found you.  Your process was painless and there were no surprises. Our new interest rate will save us quite a bit over the long run and the significantly lower monthly payment is a big help.  And, the lender paid the fees.  All too good to be true!”


Happy Thanksgiving Conrad,

Theressa and John


"Conrad is exceptional and went the extra mile for us in our refinancing of our home with a FHA Streamline Loan. Words do not do justice to Conrad's professionalism and knowledge. He Saved us hundreds of dollars on our mortgage payments at a time when I was unemployed. Conrad truly is an asset to his company."


Mary Guertin  Bloomington, MN  November 12, 2012


"Conrad will stick to your project and make sure you get the desired results. You will find him to be diligent in follow through with his sights always set on completing the goal."

Paul Poncin:  Assitant Vice President of Business Banking, Associated Bank

"Conrad is extremely professional and trustworthy . He is one of the few most hard working professional's I have worked with. His control and his up to date knowledge is of great help in taking decisions. At any given time he is always up to date with the market information which makes him one of a perfect professional when advising and which helped us taking right decisions and as a result we enjoy a wonderful property i.e. our new dream house. He has always responded to our queries with more than ample information which made our lives easier. He really helped us going out of his way to get us the best deal and in fact he turned out to be a very good friend apart from being an expert in what he does.I would any time work with Conrad in future for further business and highly recommend him . In short " Call Conrad for your mortgage needs and you would discover how wonderful he is to work with and if some one does not make this call , they never know what knowledge bank they are missing to work with. "
Conrad thanks again from the whole family and hope to work with you in future."  January 5th, 2012

Anurag Sharma : Shakopee, MN


“Conrad is very professional and trustworthy.  He responded to our request for a GFE in a very short notice.  He always made himself available to address our questions and concerns regarding our mortgage loan. Conrad was able to follow through the whole process of getting us the best possible loan by working with various lenders.   Despite short time frame, Conrad delivered the loan package on time that met our closing date.  His service exceeded our expectations.  He impressed upon us as a very sincere and hard working professional, who went above and beyond to help his clients meet their financial needs.” October 13, 2011

Zhifang Liu & Eric Tiong, Lakeville, MN


“Conrad has terrific communication with all parties in a transaction. He is quick to respond to any questions / concerns. He is thorough and very helpful. I would recommend him to everybody I know.” March 21, 2011

Shannon Stubbs, Agent, Keller Williams Realty Integrity Northwest


“Conrad has assisted both myself and several clients of mine with their mortgage consulting needs. What stands out more than his vast knowledge of the industry, is his attention to detail and willingness to listen to understand what you need. I will continue to work with and recommend my clients and connections to Conrad for his services.” February 12, 2011                                            

 Jacob Overman, Financial Advisor, Northwestern Mutual, Clear Lake, MN


“Conrad has been a pleasure working with. He is on top of all the different loan options that are available at any given time which enables him to give the best possible advise to his clients. He is diligent, his work ethics are high and he is a great communicator.” February 10, 2011                                                                                                                                              

Malene Houmaae, Realtor, ABR, GRI. Licensed in MN & WI, Edina Realty

“Conrad is a current client of mine for over 3 yrs. In that time he has been a major part of providing the companies I sold for, to him, quality business and quality customers. His dedication to his clients, his tenacity, imagination, salesmanship, and customer service shows his continued desire to be the best in his field"  February 9th, 2011 

Philip Hauser, Business Development Manager, Bridge Title

“He is great to work with. We will use his services again whenever required. We had a wonderful experience with him.” February 11, 2009

 Jain Shalini, Maple Grove, MN

“Conrad is one of the hardest working Lo's I have ever come across. He is always educating himself within the industry and superceeding his goals! His clients are up to speed on the latest and greatest info available. Conrad and I have worked together since 2008 and I KNOW he is one of the best!” February 9, 2011

 Sarah Sieloff, Senior Mortgage Consultant, American Mortgage and Equity Consultants

"Conrad did a great job saving my husband and I a lot of money on our monthly mortgage and he went out of his way to help us get exactly what we were looking for. I would highly recommend you call Conrad and see what he can do for you!" March 4th, 2010

Erica Organista, Breezy Point, MN

Conrad Albert Ellestad, Loan Originator NMLS #102456
American Mortgage & Equity Consultants, Inc.
13911 Ridgedale Drive, Suite #165, Minnetonka, MN  55305
Direct:  (612) 607-9714
Copyright © 2018 NMLS 102456
Corporate NMLS ID 150953
Branch NMLS ID 1297539
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